VP of Credit Management – eFinancialCareers

The Credit Office for EMEA (ECrO) major functions are outlined as follows:

Assessment and management of credit risks and related risks
Assessment and management of country risks
Management of problematic assets
Monitoring, reporting and early action
Portfolio analysis and management

Key Responsibilities

Specifically, you will be accountable and responsible for taking appropriate action with respect to the Energy Sectors:
Reviewing credit applications received and making recommendations to senior management on transaction specific files as well as continuously and actively monitoring the portfolio in line with internal policies and applicable regulatory guidelines. Ensure a high quality of written and verbal work.
Responsible for making balanced, timely and thoughtful credit decisions within the firm’s risk appetite.
Responsible for proactive solutions driven engagement with front line on deal specific and/or strategic developments through guidance, direction, feedback and identification of red flags or breaches of internal guidelines and policies. Escalating issues to Directors or the team head as appropriate.
Responsible as a VP within CIB Credit for EMEA for supporting strategic initiatives.
Responsible for developing knowledge of the various types of industries, sectors, countries, players and financial and legal structures within Energy Sectors and commitment to further learning.
Demonstrate the Risk Culture Pillars; taking accountability for identifying and mitigating risk; actively managing risk within the department; remaining curious by taking proactive ownership; role modelling the risk partnership with colleagues in 1LOD and 2LOD; and being willing to challenge existing practice and be proactive and positive to change.
Responsible for representing the credit division at internal forums within the region.

Work Experience Required

Credit experience in a global banking environment, corporate banking or investment banking institution.

Skills and Experience

Functional / Technical Competencies:

Essential

In depth knowledge of credit and risk principles, products and management.
Strong analytical skills with ability to identify key issues.
Ability to communicate both in writing and verbally clearly and concisely.

Preferred: experience in handling problem credits

Education / Qualifications:

Bachelor degree or equivalent

Personal Requirements

Excellent communication skills
Results driven, with a strong sense of accountability
A proactive, motivated approach.
The ability to operate with urgency and prioritise work accordingly
Strong decision making skills, the ability to demonstrate sound judgement
A structured and logical approach to work
Strong problem solving skills
A creative and innovative approach to work
Excellent interpersonal skills
The ability to manage large workloads and tight deadlines
Excellent attention to detail and accuracy
A calm approach, with the ability to perform well in a pressurised environment
Strong numerical skills
Excellent Microsoft Office skills