Senior Property Underwriter

Job title: Senior Property Underwriter

Salary: £70,000 – £90,000 DOE

Location: Manchester

PURPOSE OF ROLE

Lawes Consulting is delighted to be partnering with a Lloyds Syndicate to recruit a Senior Property Underwriter, based in their Manchester office. This is an excellent opportunity for an experienced underwriter to manage and grow a diverse portfolio of Property risks, working closely with both national and independent brokers across the region.

RESPONSIBILITIES

Underwrite commercial property risks within your authority level
Assess risks by analysing financial data, property conditions, and risk exposures
Determine appropriate terms and conditions as well as suitable premiums
Ensure underwriting decisions align with company guidelines, risk appetite, and profitability targets
Review, negotiate and amend policy terms, endorsements, and exclusions as required
Develop and maintain relationships with Brokers, Clients, and other key stakeholders
Work closely with other departments such as Claims, Accounts, and Legal teams
Be a point of referral for Junior staff
Assist in the training and development of other staff
Handle all queries and issues that may arise from your workload
Provide advice and technical support to Brokers and Clients
Maintain accurate Underwriting records

DAY-TO-DAY

Office-based in Manchester, handling a varied portfolio of Property accounts
Assess submissions, negotiate terms, and make informed underwriting decisions
Engage with brokers to secure new business and retain existing accounts
Use underwriting systems and pricing tools to manage casework efficiently
Identify and develop new business opportunities within appetite
Contribute to underwriting initiatives and team discussions around strategy and performance

EXPERIENCE

Minimum 3 – 5 years’ experience in Property Underwriting
Proven background in assessing and Underwriting Property risks
Experience working with a mix of national and independent brokers
Solid understanding of the UK Property insurance market

SKILLS

Strong technical expertise in Property insurance products
Effective communicator with strong broker relationship skills
Strong experience from an Underwriting background
Commercially focused, with the ability to balance risk and opportunity
Confident in decision-making and prioritising workload
Detail-oriented, proactive, and able to work independently within a team environment

If you have the relevant experience or know someone that does please contact me now on or email us at