Credit Underwritter

Credit Underwriter – SME Lending FTC

Location: Bracknell (Hybrid – 2 days WFH)

Are you a skilled Credit Underwriter Our client, a leading international finance provider, is seeking a an experienced Senior Underwriter to join their growing underwriting team in Bracknell.

This is an exciting opportunity to play a pivotal role in assessing credit risk and enabling sustainable growth for SMEs

The Role

Assess SME lending applications, using both data and judgment to make sound credit decisions.

Act as the expert on SME risk, ensuring robust, market-relevant underwriting.

Analyse financial statements and spot risks early, applying a rigorous, solutions-focused approach.

Collaborate with product, sales, operations, and risk teams to balance commercial and credit quality goals.

Help refine underwriting processes, introducing automation and improving decision-making speed.

About You

Experienced in SME credit underwriting (bank, fintech, or leasing company preferred).

Strong knowledge of financial and non-financial SME risk factors.

Excellent attention to detail with the ability to analyse data and financial statements.

Strong communication skills – able to explain decisions clearly to stakeholders.

Comfortable using Excel/databases to support credit analysis.

Desirable: Experience in asset-backed financing or leasing; SQL knowledge.

Benefits

Competitive salary discretionary bonus

Excellent benefits package (pension, medical cover, death in service, enhanced annual leave)

Hybrid working – 2 days from home per week

Opportunity to join a forward-thinking, collaborative team

Please note:

As you can appreciate we are currently overwhelmed with applications of individuals looking for both short term and permanent work and we can therefore only contact those applications that have relevant skills for positions that we currently have available. Should you not hear from us within a week, please assume you have been unsuccessful on this occasion.

In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Source4 are an equal opportunities employer and complies with all relevant UK legislation. If you are successful in your application, you will be required to attend a full registration with one of our Consultants which will involve you providing a current passport, any relevant visas, a proof of address and completing relevant tests and a full competency based interview.