Portfolio Analyst/Asset Surveillance Senior Associate – CER Financial

Portfolio Analyst/Asset Surveillance Senior Associate

Commercial Real Estate

City of London

Permanent

£55,000

cer Financial are working alongside a financial services firm who are based in the City of London. They are seeking an Asset Surveillance Senior Associate to work with them on a permanent basis on a commercial real estate portfolio.

The responsibilities of the Asset Surveillance Senior Associate will include:

Collect and analyse Borrower reports (rent rolls, operating statements, covenants calculations etc.) and other third-party information necessary to compile periodic scheduled loan asset management and collateral reporting and make recommendations to the client based on findings
Creation of cashflow models based on forecasts
Undertake risk assessment of individual loans, underlying collateral, and Borrower to determine risk ratings for each loan.
Maintain Watch List of loans considered to be higher risk and provide advice regarding possible remedies and exit strategies.
Support Lender credit function with details concerning any concession/waiver requests from the Borrower including reasoned advice and recommendations.
Analysis of potential amendments/waivers and future impact on loan performance vs underwriting
Liaise between Lender’s in-house asset management and credit functions and external third-party professionals including legal, valuers and property management companies.

The successful Asset Surveillance Senior Associate will have:

Experience and a proven track record of working in a related creditenvironment involving CRE.
Previous experience reviewing LMA style Finance Documents required
Analytical and technical skills and the ability to understand complex loan documents and professional third-party reporting
Strong MS Excel skills, and numerically inclined.
Financial modelling experience is a bonus but not required.